Pengaruh Komitmen dan Disiplin Kerja Terhadap Kepuasan Nasabah Melalui Kualitas Pelayanan Sebagai Variabel Mediasi pada PT Bank Negara Indonesia KCU Makassar

Authors

  • Jum’ati Jum’ati Universitas Negeri Makassar
  • Romansyah Sahabuddin Universitas Negeri Makassar
  • Nurman Nurman Universitas Negeri Makassar
  • Burhanuddin Burhanuddin Universitas Negeri Makassar
  • Uhud Darmawan Natsir Universitas Negeri Makassar

DOI:

https://doi.org/10.55606/jumbiku.v6i1.6814

Keywords:

Commitment, Customer Satisfaction, PT Bank Negara Indonesia, Service Quality, Work Discipline

Abstract

This study aims to determine and analyze the influence of commitment and work discipline on customer satisfaction through service quality as a mediating variable at PT Bank Negara Indonesia KCU Makassar. This study was conducted to determine the extent to which commitment and work discipline can influence customer satisfaction directly and indirectly through service quality. This study uses a quantitative approach with an associative method. Data were collected through distributing questionnaires to 133 respondents who were customers at PT Bank Negara Indonesia KCU Makassar which had previously been determined using the Slovin formula. The data analysis technique used was Partial Least Square (PLS) with the help of the Smart-PLS program to test the direct and indirect relationships between variables. The results of this study indicate that Commitment does not directly influence Customer Satisfaction, but has a significant effect on Service Quality. Work Discipline has a significant effect on Service Quality and customer satisfaction. Service Quality does not have a significant effect on customer satisfaction. In addition, Commitment and Work Discipline do not affect Customer Satisfaction through Service Quality as a mediator. These findings indicate that human resource factors, particularly work discipline, play a more dominant role in increasing customer satisfaction than commitment or service quality directly.

Downloads

Download data is not yet available.

References

Arini, L., & Sawiji, H. (2025). The impact of service quality and employee discipline on customer satisfaction at the Karanganyar Regency Public Service Mall. JIKAP: Jurnal Informasi Dan Komunikasi Administrasi Perkantoran, 9(3), 330. https://doi.org/https://dx.doi.org/10.20961/jikap.v9i3.102690

BNI. (2025). Lima jurus BNI hadapi tantangan 2025. https://www.bni.co.id/id-id/beranda/kabar-bni/berita/categoryid/44

Dharma, R., Hady, H., & Lusiana. (2023). Analysis of the influence of work stress on employee performance with job satisfaction as an intervening variable. International Journal of Social Science and Business, 7(03), 748–757. https://doi.org/E-ISSN: 2549-6409

Hasibuan, S. M., Kusmanto, H., & Zulkifli. (2024). Employee performance, work discipline, and service quality as determinants of customer satisfaction in public services. COSTING: Journal of Economic, Business and Accounting, 7(6), 1441–1446.

Jayatiningsih, K., Saputra, G. A., & Purwaningrat, P. A. (2023). Pengaruh kualitas pelayanan terhadap kepuasan nasabah pada Bank Negara Indonesia (BNI) Cabang Kota Solok. Jurnal Manajemen, Kewirausahaan Dan Pariwisata, 3(7), 1403–1413.

Limbotu, S. W. M., Asi, L. L., & Mendo, A. Y. (2025). Pengaruh komitmen terhadap kualitas layanan masyarakat. 8(2), 335–342. https://doi.org/P-ISSN 2620-9551 E-ISSN 2622-1616

Maqfirah, N., Kornelius, Y., Dewi, P. C., & Tadulako, U. (2024). Pengaruh disiplin kerja karyawan terhadap produktivitas. Revolusi Ekonomi Dan Bisnis (JREB), 7(6), 14–20.

Nabila, A. H., & Mardianti, A. (2021). Pengaruh kualitas pelayanan dan lokasi terhadap kepuasan nasabah. RISET AKUNTANSI DAN KEUANGAN, 3(2), 76–84.

Pawisari, Madhakomala, R., & Purwana, D. (2023). Pengaruh komitmen dan keterlibatan terhadap kualitas pelayanan karyawan milenial di industri perbankan. 10, 112–118. https://doi.org/E-ISSN: 2349-9788; P-ISSN: 2454-2237

Priyanto, A. I. M., & Nurhadi. (2024). Penerapan Wondr by BNI dalam meningkatkan layanan kepada nasabah Bank Negara Indonesia. Neraca Manajemen, Ekonomi, 13(7), 1–10.

Rafli, M., & Yunanto, M. (2024). Pengaruh kualitas layanan, pengalaman nasabah terhadap kepuasan nasabah dan dampaknya pada loyalitas nasabah pengguna mobile banking Livin Mandiri. Syntax Literate: Jurnal Ilmiah Indonesia, 9(5), 3182–3198. https://doi.org/10.36418/syntax-literate.v9i5.15331

Rahmawati, C., Fitriani, D., Haira, F., & Panorama, M. (2022). Pengaruh kualitas layanan dan kinerja karyawan (studi kasus Bank Muamalat Kantor Cabang). Sibatik Journal: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan, 1(7), 1073–1088. https://doi.org/https://doi.org/10.54443/sibatik.v1i7.123

Rundengan, E., Tampi, J. R. E., & Walangitan, O. (2020). Kualitas pelayanan terhadap kepuasan nasabah pada PT. Bank Rakyat Indonesia Unit Tomohon Selatan. Productivity, 1(2), 107–114. https://ejournal.unsrat.ac.id/index.php/productivity/article/view/28981

S. Harsono. (2021). Interaksi antara kualitas layanan dan SOCB terhadap kepuasan serta hubungannya dengan loyalitas nasabah pada bank konvensional dan syariah. The Interaction Between Service Quality And SOCB In Affecting Satisfaction And Their Relationship With Customer Loyalty. https://www.journal.unrika.ac.id/index.php/jurnaldms, 10(3), 527–545. https://doi.org/ISSN: 2085-9996

Sangi, I. M. A., Tamengkel, L. F., & Mukuan, D. D. (2022). Pengaruh kualitas pelayanan terhadap kepuasan nasabah PT. Bank Danamon Indonesia, Tbk. Cabang Ranotana. Productivity, 3(2), 107–112.

Sihombing, P. R., Arsani, A. M., Oktaviani, M., & Nugraheni, R. (2024). Aplikasi SmartPLS 4.0 untuk statistisi pemula (I. Marzuki, Ed.; 1st ed.). MINHAJ PUSTAKA.

Sulistiono, H., Hendrajaya, S., Supriyanto, S., Fajar Nugraha, J. B. Herimahadi, & Agatha. (2024). Pengaruh disiplin, kompetensi dan kinerja karyawan terhadap kepuasan pelanggan PT. Bank Perkreditan Rakyat Shinta Daya Yogyakarta. Journal of Tourism and Economic, 7(1), 99–108. https://doi.org/10.36594/jtec/fv588f94

Yasin, Andriani, N., & Kurniawaty. (2022). Kualitas pelayanan terhadap loyalitas nasabah melalui kepuasan nasabah bank BNI. Edueco, 5(1), 9–16.

Downloads

Published

2026-02-04

How to Cite

Jum’ati Jum’ati, Romansyah Sahabuddin, Nurman Nurman, Burhanuddin Burhanuddin, & Uhud Darmawan Natsir. (2026). Pengaruh Komitmen dan Disiplin Kerja Terhadap Kepuasan Nasabah Melalui Kualitas Pelayanan Sebagai Variabel Mediasi pada PT Bank Negara Indonesia KCU Makassar. Jurnal Manajemen, Bisnis Dan Kewirausahaan, 6(1), 332–349. https://doi.org/10.55606/jumbiku.v6i1.6814

Similar Articles

<< < 4 5 6 7 8 9 10 11 12 13 > >> 

You may also start an advanced similarity search for this article.