Pranoto Effendi, and Muhammad Isman Almaududi. “Financial Independence and Investment Behaviour of University Students: A Qualitative Evidence”. Jurnal Manajemen, Bisnis dan Kewirausahaan 4, no. 3 (December 30, 2024): 48–56. Accessed March 8, 2026. https://journalshub.org/index.php/JUMBIKU/article/view/6581.